National Bank for Agriculture and Rural Development (NABARD) offers incentive to Bank for Warehouse Loans. Bank can avail loan at 8% p.a. for refinance in Warehouse. Bank paying loan on schedule will get 1.5% rebate loan payment. The scheme has been conceptualized out of Rs. 2000 crore dedicated fund in Union Budget 2011-12. This will create 9 million tonne of additional storage capacity. All Kisan Credit Card holders can avail loan at 7% p.a. interest rate for stored for maximum of 6 months post-harvest. Warehouse established by farmers must be accredited to Warehouse Development and Regulation Authority (WDRA) to be eligible for loan.